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Mobile & Manufactured Home Loans

By now you have probably found the place you were looking for and have begun to wonder if you could ever get the manufactured home financed. Well, rest easy because Northview Bank has a long history of financing mobile homes. We even make loans on single wides.

Loans for Mobile & Manufactured Homes

Our lending philosophy on all properties is simply finding a way in which it makes sense for both the customer and the bank. Manufactured homes are often found dotting the shores of lakes in Minnesota and Wisconsin. Whether a single wide or a double wide they are often the perfect fit for people whether for seasonal use or a primary residence.

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What type of loans are available for manufactured homes?

Because mobile homes vary so much in their condition, use, and placement (strapped to concrete, set on blocks, over a crawl space, etc.) we do not have a one-size fits all approach to lending on manufactured homes. When we make an in-house loan we take in to consideration the age/condition of the home, the value of the structure in relation to the land, and the borrower’s credit worthiness and ability to pay. All of these conditions will affect the rate, term, and down payment that is required.

Do manufactured homes qualify secondary market mortgages?

Many people want the security of a long term fixed interest rate and we are constantly asked if mobile homes are able to qualify for government-secured (secondary market loans). The answer is, “It depends.” It depends on the structure, the long term use of the manufactured home, and the buyer. To find out if the property you are interested in qualifies for a conforming loan click here to fill out an application and then get us the MLS sheet on the property.

What about a new manufactured home?

Vacation property financing is what we do at Northview Bank. Often people want to secure the land and then purchase a new manufactured home to avoid the hassle of building. We can help with that also. Simply click on the prequalify button and start moving closer to your dream right away.

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Jeremy Byers

VP, Branch Manager/Loan Officer

Specialty: Home Purchases, Home Refinances, Second Home Loans, Construction Loans, Manufactured Home Financing, Seasonal Cabin Financing, Land Financing, Lake Lot Financing

Contact Jeremy

Keith Skelton

VP/Loan Officer

Specialty: Conventional Home Financing, Seasonal Home Financing, Manufactured Home Financing, Land Financing, Construction Financing

Contact Keith

Paul Troskey

Vice President/Market Manager

Specialty: Business Lending

Contact Paul

Tom Willie

Loan Officer

Specialty: Home Purchases, Home Refinances, Conventional, FHA, VA, USDA, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing, Consumer Financing

Contact Tom

Judy Nelson

VP/Branch Manager - Askov Office

Specialty: Consumer loans, Land Loans, Home Equity Mortgages, In-House ARM Mortgages

Contact Judy

Kate Nummela

Branch Manager/Loan Officer

Specialty: Conventional Home Financing, Seasonal Home Financing, Manufactured, Home Financing, Land Financing

Contact Kate

Shelly Lough

Vice President – Loan Officer

Specialty: Consumer Lending

Contact Shelly

Karen Raitanen

VP, Branch Manager/Loan Officer

Specialty: Land and Lake Lot Financing, Home Equity Loans, Personal Lending, & Business Loans

Contact Karen

Nancy Clark

Vice President

Specialty: Vacation Property, Home Purchase & Refinance, Home Equity, Personal/Consumer, Business Loans.

Contact Nancy

Suzanne VanDien

Mortgage Loan Originator

Specialty: Conventional and Seasonal Home Financing, First Time Home Buyers, USDA Rural Development, FHA, Construction Financing

Contact Suzanne

Traver Gahler

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Seasonal Cabin Financing, Land Financing, Lake Lot Financing

Contact Traver

Debra Stadin

VP/Branch Manager Kerrick Office

Specialty: Consumer Lending

Contact Debra

Kyle Shepherd

Vice President – Loan Officer

Specialty: First Time Home Buyers, USDA – Rural Development Loans, FHA, New Construction Loans, Land Loans, Home Equity Loans, Manufactured Homes

Contact Kyle

Chad Johnsen

Vice President/Branch Manager

Specialty: Home Purchases, Home Refinances, Construction Loans, Land Financing, Lake lot Financing & Seasonal Cabin Financing

Contact Chad

Carrie Conner

Vice President - Loan Officer

Specialty: USDA RD, VA, FHA & Conventional

Contact Carrie